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Principal + Interest + Mortgage Insurance (if applicable) + Escrow (if applicable) = Total monthly payment
Principal
The borrowed sum of money.
Interest
The fee for the loan.
Mortgage insurance
The required insurance safeguarding your lender's investment when financing 80% or more of the home's value.
Escrow
The monthly expenses for property taxes, HOA fees, and homeowner's insurance.
Payments
To determine the total number of payments, multiply the duration of your loan in years by 12 months. For instance, a 30-year term equals 360 payments (30 years x 12 months = 360 payments).
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via text messages (SMS), email, and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communications regardless of their purpose, unless you opt out of SMS marketing communication when submitting this form. Consent not required to register. Message frequency varies, message and data rates may apply. Text STOP to cancel, call for help.
