When to talk to a Lender
Talking to a lender is a great first step in the process of how to buy a house. A lender will be able to tell you how much you can afford to spend so that you can narrow down the homes you are looking at. Talking to a lender can help give you a realistic sense of the location, size, and amenities you can afford. Additionally, being pre-qualified is an important step in the home buying process.
How to Get Qualified
You can get pre-qualified for a home buying loan by talking to a lender. A trusted lender will have you submit your tax and income information so that they can pre-qualify you for a home loan. They will collect information such as your income statements, tax write-offs, bank statements, and other financial documents.
Finding Money to Fund a Home
Finding money to fund the home buying process can be one of the most difficult parts of buying a home. You have many different options when it comes to how much money you need to save as a down payment, and we can teach you all of your different options.
When to Hire an Agent
In our seminar, we covered the best time to hire an agent in the home buying process. If you have already been pre-qualified with a lender, speaking to an agent can enlighten you on the steps to buying a house in the current market.
The Do’s and Don’t of Preparing for Home Ownership
In the process of buying a home, there are numerous pitfalls to avoid, such as taking on new loans or making big purchases. There are also tactics you can utilize to save money and improve your financial health.
Local Market Stats
How to buy a house depends heavily on local market stats. Local real estate agents know exactly the type of market we are in and how to have the most success in the home buying process.
Overall, our seminar on how to buy a house was enlightening to potential buyers. We can’t wait to host another event!